As of now, Americans are already using payment services for sending and receiving the money by using Facebook Messenger App, so it is believed that this service will be launched in other countries soon. Before unveiling this service in US, Facebookâ€™s CEO and Founder, Mark Zuckerberg said he is interested in taking part in becoming â€œpayments processorâ€.
â€œOn payments, the basic strategy that we have is to make it â€” especially in products like Messenger where the business interaction may be a bit more transactional â€” to take all the friction out of making the transactions that you need,â€ said Zuckerberg.
Facebookâ€™s Messenger payments are not charging money for making transactions, and it uses PIN based protection including â€œindustry-leading security,â€, as per Facebook.
In order to use this service in Messenger, a user is first is supposed to add debit card credentials by clicking on â€œProfileâ€ and then scrolling down until you see â€œPaymentsâ€ option and after that click on â€œAdd New Debit Cardâ€. Moreover, this service also lets you to chat with the person whom you are sending or requesting money.
To make payments using Messenger, tap on â€œPaymentsâ€ option and then click on â€œnextâ€ to elude the info screen. You will see â€œPayâ€ screen, enter the required amount you want to pay to any user and after that tap on â€œPayâ€ to complete the transaction.
As said above, you can also make a request for money, to do that tap on â€œRequestâ€ which is present at the top of the screen, and then you need to specify the amount and the reason, after that you need to again tap on â€œRequestâ€ in order to complete the process.